Investing For Doctors Podcast

How Doctors Can Build a $20M Property Portfolio Without Running Out of Borrowing Power | Ep. 25

Investing4Doctors

Join 26,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 


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In this episode, we’re joined by Nafees Huda, a Chartered Accountant and Partner at KHI Partners, and Alissa Child, Director and Finance Broker at Two Birds One Loan.

They talk about why many doctors hit a borrowing ceiling after a few properties, the dangers of poor structuring, and how the right setup can preserve borrowing capacity for future investments.

They also discuss what makes a trust self-sufficient, how bucket companies can be used as a family bank, and why a long-term strategic plan is essential for doctors building serious wealth.

If you want to grow your property portfolio without getting stuck or paying more tax than you need to, make sure to listen to this episode!


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TIME STAMPS:

00:00 Intro/Hook

01:17 Nafees and Alissa's Background

05:07 Initial Property Loans and Long-Term Goals

08:46 Setting Up the Right Entities

12:44 Borrowing Capacity and Structuring Strategies

15:36 Trusts and Company Structures for Property Investments

22:09 Capitalise the Trust and Depreciation, and Non-Concessional Contributions

25:31 Trust is Self-Sufficient Letter of Accountant

28:38 Borrowing More Money

31:55 Market Company Trust

33:56 Borrowing from a Company

34:51 Bought a Property in a Company

38:22 Borrowing Within a Trust or a Company

41:20 Lease Stock and Commercial Property Investments

46:38 Conclusion/Outro



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SHOW NOTES LINKS


https://ifdgroup.com.au/ 


https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi


https://khipartners.com.au/ 

https://www.linkedin.com/in/nafees-huda-42671040/


https://www.twobirdsoneloan.com.au/

https://www.linkedin.com/in/alissa-childs-8816777a/?originalSubdomain=au



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LISTEN TO THE PODCAST

 

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

 

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FIND US HERE

 

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 


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DISCLAIMER

 

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 



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