Buyer’s Agent EXPLAINS: How Doctors Can Actually Retire on Property | Ep. 34 Artwork

Investing For Doctors Podcast

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Investing For Doctors Podcast

Buyer’s Agent EXPLAINS: How Doctors Can Actually Retire on Property | Ep. 34

July 17, 2025 • Investing4Doctors • Season 1 • Episode 34

Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

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In this episode, we're once again joined by Rich Harvey, buyer’s agent and founder of Property Buyer. Rich shares what it really takes to go from dabbling in property to building a scalable, income-generating portfolio, especially for doctors who feel stuck after buying one or two properties.

Rich breaks down how to reverse engineer your target passive income figure, why $250K per year from property is achievable with the right strategy, and how debt recycling and equity play a much bigger role than most doctors realise.

He also discusses why many high-income professionals hit a lending wall, how to restructure through trusts and asset protection, and the real cost of procrastination, especially if you’ve been sitting on the sidelines post-COVID.

If you want to escape the trap of small-scale investing, scale your property portfolio like a seasoned strategist, and finally understand what it takes to build long-term passive income from property, make sure to listen to this episode!

TIME STAMPS:

00:00 Intro/Hook

01:43 Rich's Background

02:32 How to build your portfolio

06:39 Reverse Engineering Your Numbers

08:58 Overcoming Serviceability Constraints

12:57 Competition in Rental

18:05 Structuring Property Investments

22:45 Starting Your Investment Journey + Role of Financial Advisers

26:11 Impact of Labor's Housing Plan (1.2M Dwellings)

33:29 Negative Gearing in Australia

43:39 Conclusion/Outro