Investing For Doctors Podcast

Why Housing Is So Expensive in Australia (And What Tax Has to Do With It) | Ep. 63

Investing4Doctors Season 1 Episode 63

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0:00 | 40:46

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In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today.

We explore how capital gains tax actually works, why the 1999 reforms changed investor behaviour, what the 50% CGT discount really means in practice, and how negative gearing allows property losses to offset high income. Most importantly, we examine how these two policies interact to create powerful incentives for leveraged property investing and long-term capital growth.

This episode is a structural, system-level discussion, not a moral debate about landlords versus renters. It is a clear, rational analysis of the incentives embedded in Australia’s tax framework, who benefits most from them, and whether those incentives may have contributed to housing affordability challenges facing younger Australians today.


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SHOW NOTES LINKS


https://ifdgroup.com.au/ 


https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi



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LISTEN TO THE PODCAST

 

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 FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 



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DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.